X

WORKSHOP ON "PROJECT FINANCE: CREDIT APPRAISAL, RISK ASSESSMENT, AND STRUCTURING FOR BANKERS"

WORKSHOP ON "PROJECT FINANCE: CREDIT APPRAISAL, RISK ASSESSMENT, AND STRUCTURING FOR BANKERS"

The Project Finance: Credit Appraisal, Risk Assessment, and Structuring for Bankers workshop is an intensive two-day program designed to help banking professionals transition from traditional corporate lending mindsets into specialized project finance experts. It addresses the increasing expectation for banks to effectively manage large-scale credit exposures by deeply understanding project risks across the entire project lifecycle. In today's fast-changing environment, bankers must balance risk management with growth, evaluate project viability using complex metrics, and deliver structured financial packages while maintaining strong credit integrity. The program equips participants with practical frameworks and real-world tools to think analytically, distinguish project finance from conventional lending, and navigate complex, high-pressure lending environments like Nepal's banking landscape. Through an immersive, application-driven approach—where the audience spends significantly more time evaluating projects than listening to theory—it builds key capabilities such as cash flow modeling, stress testing, and identifying early warning signals, enabling participants to operate confidently as strategic credit decision-makers within their organizations.

Objectives of the program:

 

  • To enable banking professionals to transition from traditional corporate lending mindsets into specialized project finance experts.

  • To provide frameworks for managing large-scale credit exposures by evaluating risks across the entire project lifecycle.

  • To balance risk management with growth while maintaining credit integrity in complex lending environments.

  • To equip participants with practical tools for cash flow modeling, financial ratio analysis, and stress testing.

  • To develop capabilities for identifying early warning signals, tracking covenants, and detecting distress indicators.

  • To enhance credit decision-making and project structuring specifically tailored to Nepal's regulatory and project banking landscape.

 

Topics
Days
WORKSHOP ON "PROJECT FINANCE: CREDIT APPRAISAL, RISK ASSESSMENT, AND STRUCTURING FOR BANKERS"
2 Days
Total
2

What will you learn with this program:

 

  • Distinguishing Project Finance: Understand the core differences between Project Finance (PF) and conventional corporate lending, including limited recourse financing and navigating the PF ecosystem.

  • Identifying & Allocating Project Risks: Evaluate construction, market, operational, financial, regulatory, and sponsor risks, applying risk allocation principles and mitigation strategies.

  • Due Diligence Frameworks: Apply technical, market, legal, environmental, and sponsor appraisal techniques to determine key focus areas for credit bankers.

  • Sector-Specific Insights: Understand project financing dynamics in Nepal across hydropower, solar energy, tourism/hotels, manufacturing, infrastructure development, and Public-Private Partnerships (PPP).

  • Financial Analysis & Cash Flow Modeling: Evaluate project cash flows, funding structures, debt-equity mixes, and key PF ratios including DSCR, LLCR, and IRR.

  • Debt Structuring & Bankability: Determine appropriate debt sizing, design repayment structures and moratoriums, and craft robust covenant designs and lender protections.

  • Stress Testing & Sensitivity Analysis: Perform hands-on downside scenario analysis on cost overruns, project delays, revenue drops, and interest rate hikes.

  • Regulatory & Consortium Considerations: Align with Central Bank guidelines, understand consortium lending mechanics, exposure norms, and project loan monitoring requirements.

  • Loan Monitoring & Early Warning Signals: Track construction progress, monitor covenant compliance, detect distress indicators, and identify early warning signals for restructuring triggers.

 

Methodology:

 

  • 25% Concepts: Covering project finance fundamentals, risk allocation principles, and framework theories.

  • 35% Real-Life Examples: Focusing on practical lending, central bank guidelines, and sector-specific challenges.

  • 30% Case-Led Discussions: Featuring live-style project proposals from sectors like hydropower, tourism, and infrastructure.

  • 10% Group Exercises & Team Work: Dedicated to cash flow modeling, stress testing, and financial structuring.

 

Targeted-groups:

This workshop is designed for mid to senior-level banking professionals involved in credit appraisal, risk management, and project lending decision-making in Nepal. It is ideal for:

  • Relationship Managers, Corporate Banking Teams, and Branch Managers handling project loans.

  • Credit Officers, Risk Managers, and Credit Committee Members responsible for executing or approving technical and financial project appraisals.

Duration:

 

  • Dates: 14th & 15th June, 2026.

  • Venue: Hotel Crowne Imperial, Ravi Bhavan, Kathmandu.

  • Format: 2-Day Workshop.

 

Investment: