IMI Nepal

The Project Finance: Credit Appraisal, Risk Assessment, and Structuring for Bankers workshop is an intensive two-day program designed to help banking professionals transition from traditional corporate lending mindsets into specialized project finance experts. It addresses the increasing expectation for banks to effectively manage large-scale credit exposures by deeply understanding project risks across the entire project lifecycle. In today's fast-changing environment, bankers must balance risk management with growth, evaluate project viability using complex metrics, and deliver structured financial packages while maintaining strong credit integrity. The program equips participants with practical frameworks and real-world tools to think analytically, distinguish project finance from conventional lending, and navigate complex, high-pressure lending environments like Nepal's banking landscape. Through an immersive, application-driven approach, the audience spends significantly more time evaluating projects than listening to conceptual lectures.

Objectives of the program:

To help banking professionals transition from traditional corporate lending mindsets into specialized project finance experts.
To provide a deep understanding of project risks across the entire project lifecycle to manage large-scale credit exposures.
To learn how to balance risk management with growth while maintaining strong credit integrity.
To train participants on distinguishing project finance from conventional corporate lending structures.
To develop advanced skills in evaluating project viability using complex financial metrics.
To equip participants with practical frameworks and real-world tools to structure financial packages and navigate Nepal's project banking environment.

Topics

Days

WORKSHOP ON "PROJECT FINANCE: CREDIT APPRAISAL, RISK ASSESSMENT, AND STRUCTURING FOR BANKERS"

2 Days

Total

What will you learn with this program:

Distinguishing Financial Structures: Clearly understand and identify the factors that separate specialized project finance from conventional corporate lending structures.

Risk Allocation: Learn to identify, assess, and allocate project risks across the entire project lifecycle.

Multifaceted Project Analysis: Analyze project proposals across technical, commercial, financial, and legal dimensions.

Cash Flow Modeling: Build and interpret robust project cash flow models.

Viability Assessment: Evaluate project viability using key industry metrics such as Net Present Value (NPV), Internal Rate of Return (RR), Debt Service Coverage Ratio (DSCR), and Loan Life Coverage Ratio (LLCR).

Stress Testing: Assess debt servicing capability and perform rigorous stress testing under different downside scenarios.

Facility Structuring: Structure project finance facilities appropriately by factoring in moratoriums, debt sizing, and security packages.

Portfolio Monitoring: Identify early warning signals and distress indicators in project loan monitoring.

Regulatory Alignment: Improve credit decision-making specifically tailored to Nepal's unique regulatory frameworks and project banking environment.

Methodology:

The delivery method utilizes an immersive, application-driven approach distributed as follows:

25% Concepts: Covering project finance fundamentals, risk allocation principles, and framework theories.

35% Real-Life Examples: Focusing on practical lending, central bank guidelines, and sector-specific challenges.

30% Case-Led Discussions: Featuring live-style project proposals from high-impact sectors like hydropower, tourism, and infrastructure.

10% Group Exercises & Team Work: Dedicated to hands-on cash flow modeling, stress testing, and financial structuring.

Targeted-groups:

This workshop is specifically designed for banking professionals, credit analysts, risk managers, and relationship managers within banks and financial institutions who handle or aspire to manage large-scale project finance credit exposures.

Duration:

Kathmandu: 14th & 15th June, 2026.